PAN Card Verification API allows real-time verification of an individual’s or entity’s Permanent Account Number (PAN) through NSDL or UTI databases. It’s essential for KYC compliance, onboarding, and fraud prevention.
This API is widely used in:
Financial services (loans, wallets, insurance)
Fintech & AEPS portals
B2B reseller platforms
Digital onboarding for CSPs
GST registration & document checks
✅ Key Features of PAN Verification API
Feature Description
🔍 PAN Validation Checks if PAN is valid and active
👤 Name Match Returns full name linked to PAN
🎂 DOB or Incorporation Date Confirms identity or entity type
🏢 Entity Type Detection Individual / Company / Trust / Firm
📩 Status Check Valid, Inactive, or Deactivated PAN
📑 Audit Logs Track verification logs and timestamps
📲 How It Works
🔐 Input:
json
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Edit
POST /pan/verify
{
“pan_number”: “ABCDE1234F”
}
✅ Output:
json
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Edit
{
“status”: “success”,
“full_name”: “RAJESH KUMAR SHARMA”,
“pan_status”: “Active”,
“dob”: “1988-05-25”,
“entity_type”: “Individual”
}
🧑💼 Admin, Distributor & Retailer Panel
User Type Features
👑 Admin Set API pricing, view all verifications, manage users
🤝 Distributor Add retailers, manage commissions
🧑💻 Retailer Enter PAN and get verified instantly
💰 PAN Verification Earning Potential
Verification Type API Cost MRP to Customer Profit Margin
PAN Basic Check ₹1–₹2 ₹5–₹10 ₹3–₹8
PAN + Aadhaar ₹2–₹5 ₹10–₹20 ₹5–₹15
Some platforms offer bulk verification for businesses (e.g. 1000 PANs via Excel upload).
🔌 Integration Options
🧾 GST Registration
🧑💼 Agent Onboarding in Fintech Portals
🏦 Loan & Credit Platforms
🔐 Combine with Aadhaar, Bank Account, Voter ID, DL check
💼 Prepaid card or wallet KYC
📄 Employment or freelancer verification
⚖️ Legal Use & Guidelines
✅ Available via NSDL/UTI-authorized aggregators
✅ Requires user consent and valid purpose
🚫 Must comply with RBI/UIDAI KYC norms
🚫 Not for mass scraping or surveillance
🛠️ Combine PAN Verification With:
✅ Aadhaar eKYC
✅ Bank Account Verification (Name match via penny drop)
✅ Mobile Number Validation
✅ Business PAN & GSTIN APIs
✅ AEPS, DMT, Recharge, BBPS Portal
🚀 Want to Add PAN Verification to Your Portal?
I can help with:
✅ PAN API integration (UTI/NSDL partner)
✅ White-label Admin + Agent system
✅ Wallet integration & SMS alerts
✅ Bulk upload tool for enterprises
✅ Android app + B2B login system